Life Insurance and Annuities have changed over the years to accommodate today’s financial markets. As an independent financial advisor, we can help you explore your options and choose the best one for your unique situation.
Life Insurance – Indexed Universal Life
Life insurance is about life, your life. It's about how you want to live your life right now and 20 years from now. It's also about how your loved ones will live their lives when you're gone. Aviva's innovative life insurance products offer tremendous flexibility and value. In these uncertain times life insurance is a must to have in anyone's financial toolbox. You and your family deserve to have life insurance coverage you can count on – in good times and bad.
Unlike a traditional universal life insurance policy where the insurance company sets the interest rate, an indexed universal life policy credits interest to your cash value based partly on the upward movement of a major-market stock index.
Find out more about Life Insurance Options.
Annuities – Fixed Indexed Annuity
An annuity is a long-term retirement savings product that can help protect you from outliving your money. It's a contract between you and an insurance company. When you put money into an annuity, you create something that will in turn pay you an income month after month, year after year, for as long as you live if you like.
You have the potential for growth at a higher rate without the risk of losing your principal or being directly in the stock market.
Unlike a traditional fixed annuity where the insurance company sets the interest rate, an indexed annuity credits interest based partly on the upward movement of a major-market stock index.
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Contact us today and schedule a free consultation. We'll assess your specific situation and discuss what we can do to help.